502 Direct Loans

About the Program: Imperial Regional Alliance, Inc. is a certified packager for the USDA Rural Development 502 Direct Loan Program, a program that assists low to very low income applicants with purchasing homes in rural areas such as the Imperial Valley.

This program offers low monthly payments, a low fixed interest rate and no down payment typically required.

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Working with a Packager

If you have had trouble qualifying for other loans, this program might be right for you. We can answer your questions about eligibility and qualifications and help to expedite your application process and path to homeownership.

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