Home Loans

Single Family Home Financing

Imperial Regional Alliance, Inc. is a certified packager for the USDA Rural Development single family home financing, including 502 Direct Loans, 504 Loans and Grants, and the Disaster Program in the state of California. These programs assist low to very low income applicants with purchasing homes in rural areas such as the Imperial Valley. Learn more.

  • 502 Direct Loans offer low monthly payments, a low, fixed interest rate and no down payment typically required. Learn more.

  • 504 Loans and Grants offer financing for very low income households to repair, improve or modernize their homes and offers grants to elderly households to remove health and safety hazards. Learn more.

  • Rural Disaster Home Repair offers grants to low and very low income households to repair homes damaged in disaster years in 2022. Learn more.

Working with a Packager

If you have had trouble qualifying for other loans, these programs might be right for you. We can answer your questions about eligibility and qualifications and help to expedite your application process and path to homeownership and/or repairs.

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IVBRC Certified Packager
2415 Imperial Business Park Dr. Suite A
Imperial, CA 92251
(760) 353-8332